The Forgotten Facts of Retirement

What’s ultimately the reason why future retirees seek advice from retirement managers than using online retirement calculators? Without any upper hand, a business can be undermined and replaced. Similarly, that’s what calculators from CNNMoney, Bloomberg, and other sites do to any unsuspicious and future-conscious person. What most of the calculators include are average return on
Category: Personal Finance

Non-Profit Organizations That Are Changing the Finance World

Ranging from healthcare awareness to workers’ rights, non-profit organizations cover some of the most prominent issues in our modern world. With all of these organizations and all the galvanization they do to advance our current status of living, which ones impact the world of finance? From providing financial opportunities in poverty-ridden nations to securing microfinance
Category: Personal Finance

A Day in the Life of a Private Wealth Management Intern

I promised you all a follow-up to my piece from last week, so here it is. I know this isn’t the first question that pops in your head every morning when you wake up, but please let me answer the question, “What does Salmaan Javed do every day as a Private Wealth Management intern at
Category: Career

The Best Ways to Start Early: DECA and FBLA

Spread throughout the United States and Canada, there are two prominent business, finance, management, and hospitality programs called DECA (Distribute Education Clubs of America) and FBLA (Future Business Leaders of America) in high school. The collegiate divisions of the two organizations exist, but they are similar in their approach and what they can do to
Category: Personal Finance

What is Private Wealth Management?

Two weeks ago, I began my first finance-related internship in the Private Wealth Management (PWM) division at a Swiss bank called UBS. It sounds fancy but it’s essentially the management of wealthy individuals’ stock portfolios. These individuals are called ultra-high net worth (UHNW) clients and must have at least $25 million to manage. With so
Category: Featured

Answers to “Concerns in the Finance World to a Minor” Part I

Previously, I had written an article concerning the issues minors felt are prevalent in the world today. In lieu of answers, I reviewed my questions and gathered answers. The article I previously wrote is located here.Here’s what I gathered: How much money is enough? In order to determine how much money is enough, you need
Category: Personal Finance

How Much Money Should You Have In Your Bank Account?

Most people act like the amount of money that they have in their bank accounts is largely up to factors that they have little control over.  Is this true?  Is there a certain amount you should have?  How much is it?  The answers to these questions and more can help you to shape your financial
Category: Bank Accounts

Interview with Palash S. Islam, A Board Certified Financial Planner

Disclosure: Palash S. Islam is the owner of Synergy Financial Group, LTD.  He is also a Board Certified Financial Planner (CFP®). Securities and Advisory Services offered through KMS Financial Services, Inc. 1. What are the steps to take in terms of Financial Planning especially for college students and young professionals?  At the end of the
Category: Featured

Quantitative Easing and Why it Matters to You

The Federal Reserve–“The Fed”, “The Lender of Last Resort,” is the central banking system of the United States. There are twelve regional Federal Reserve Banks across the country that house additional cash of private banks through its “federal funds” function. It serves multiple purposes that include overseeing monetary policy, balancing the roles of the government
Category: Personal Finance

Concerns in the Finance World to a Minor

What really concerns minors nowadays when it comes to the financial world? To the 17% of the world’s population that is under the age of 18, we have a wide spectrum of questions, ranging from the economy to the process of buying a house. The overarching question that sits on the minds of minors is
Category: Personal Finance